The document summarizes findings from the Aviva Real Retirement Report about finances and attitudes of over-55s in the UK. It finds that while incomes are rising, many over-55s remain concerned about having enough money in retirement. It also examines attitudes towards the new pension freedoms announced in the 2014 UK Budget, finding that while awareness is high, over half say the changes don't affect them and most will continue with traditional retirement solutions rather than accessing savings early. Spending is rising across many categories as consumer confidence increases with the improving economy.