Safe Harbors: An Asset Protection
Guide for Small Business Owners
(Business Owners Toolkit series) by
Nicholas C. Misenti JD
What Every Small To Large-Sized Business Owner Needs !!
The latest techniques for preserving family wealth and legally avoiding
personal liability in the operation of a small business are provided in this
guide. Intended for the small business owner, the strategies discussed are
equally effective in larger businesses. Taken together, these strategies
provide a multilayered approach to asset protection, offering redundant
protection and often presenting an insurmountable barrier to creditors.
Topics covered include the types of property that are exempt from
bankruptcy and legal judgments; and methods for using insurance, asset
transfers, and asset protection trusts as a second level of defense. The
strategies detailed in this book have been proven effective by actual court
cases. Alternatives are contrasted and compared in terms of costs,

complexity, and effectiveness, affording owners the opportunity to choose
approaches based on their needs.
Personal Review: Safe Harbors: An Asset Protection Guide for
Small Business Owners (Business Owners Toolkit series) by
Nicholas C. Misenti JD
It's clear that the author has years of experience in protecting business
owners' hard-earned assets. The author's asset protection strategies range
from simple and inexpensive to complex and costly. This really makes the
book suitable for managers of large corporations as well as small business
owners. At 500 pages, the book is detailed and comprehensive, but easy
to read. Who would have known that in many states taking out a second
mortgage on a house could make it exempt from attachment, while in other
states, just the opposite approach, i.e., paying off the first mortgage, is
what's required? Or that an IRA shields assets from the claims of creditors
in many states and thus provides much more than a tax shelter, while in
other states an ERISA-qualified 401(k) plan is a better choice? The author
sorts all of this out in an authoritative but easy to read guide. Many readers
will wish that they had this book years ago before financial problems
developed. But, even there the author has strategies that can help avert a
disaster.The content, layout and design of this book make it not only
indispensable, but actually fun to read. The tips, warnings and anectdotes
are terrific. Attorney Misenti obviously has wide ranging experience in this
field and his writing style is superb.
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Safe Harbors: An Asset Protection Guide for Small Business Owners (Business Owners
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