What is health insurance

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What is Health Insurance, type of policies available in India

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What is health insurance

  1. 1. Arvinder Singh Gandhi way2insurance.in
  2. 2. WHAT IS HEALTH INSURANCE way2insurance.in
  3. 3. • It is insurance against the risk of incurring medical expenses • System of Assurance to make contingencies of Health care Expenses WHAT IS HEALTH INSURANCE way2insurance.in
  4. 4. WHY YOU NEED HEALTH INSURANCE way2insurance.in
  5. 5. way2insurance.in
  6. 6. • Covers in-patient hospitalization expenses where hospital stay exceeds 24 hours • Pre-Hospitalization (30 days prior to hospitalization) and Post-Hospitalization (60 days after discharge) Basic way2insurance.in
  7. 7. Coverage's • Hospitalization expenses include Room, Boarding charges, Doctor’s fees, Nursing exp., Surgery expenses, O.T. Charges, Surgical appliances , Dialysis, Chemotherapy, Radiotherapy, Cost of pacemaker, Artificial limbs and cost of organs and similar exp., lab charges and cost of medicines. way2insurance.in
  8. 8. Day Care Treatments Specific treatments where no In-Patient hospitalization is required Cataract: Cataract is excluded during the first year of the Policy. Covered from the second year of policy Tonsillectomy Eye Surgery Lithotripsy (Kidney stone removal) D & C Any other disease specified from time to time. way2insurance.in
  9. 9. How to take Benefit • Benefit Under Health Policy Claimable in Two Modes • Reimbursement Mode • Cashless • Reimbursement Mode If Admission at non network hospitals, claim settlement by Reimbursement Through Insurance Company. • Cashless Facility - Cashless through T.P.A. – Third Party Administrator Treatment can be taken at any Network Hospitals with Pre- Admission authorization from TPA, No Need to pay for any of the hospitalization bills (except Inadmissible Items like Phone Bills, Diets etc.) way2insurance.in
  10. 10. TYPE OF HEALTH INSURANCE way2insurance.in
  11. 11. Today there are over 200 Health Insurance Plans available to a Consumer based on below mention category each having unique USP’s. • Individual Health Insurance • Family Floater Plan • Critical Health Insurance • Senior Citizen Health Insurance • Fixed Benefit Health Plan • Group Health Insurance way2insurance.in
  12. 12. way2insurance.in THANK YOU….. Arvinder Singh Gandhi

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