US Security for Cyber Security

ONE VOICE ™

OUTLINE

Overview

Patented Real-Time Automated Authentication Process

Technology Architecture

Patents

Market Integrations

Next Steps - Partnership

Patented Application Service Provider Automated Real-time Enrolment Portal for Biometric Biographic Voice Identity Management

has proprietary systems and processes that have been architected, designed, integrated and patented around the world.

Why ID VoiceBANK?

is the Worlds Voice Biometric and Biographic Identity Services Portal into the Digital Virtual World.

can remotely authenticate and take a biometric VIP (Voice Identity Print) through any network, is easy to use, language independent and cost effective

was founded in 2002 whose principal partners are the worlds largest credit companies.

has function and feature rich technology, global patents, IP and signed contracts with fortune 100 companies.

has created and is deploying the world’s largest voice identity database for a multitude of services.

Biographical Biometrics Our Patented Application automates methods of Enrolment and provides Authentication and Verification Through Voice Biometrics. Handwriting Analysis Fingerprint Voice Verification Retinal Scan Hand Geometry Our Voice Biometric Solution

OUR MARKETS

ID VoiceBANK Delivers Service Differentiation … Client-Centric Loyalty behind Brand Higher customer satisfaction ratings Easy to use language independent Increase transactions Reduce fraud Redemption & reoccurrence Reduce customer loss Non evasive, Non intrusive Provide multi-modal access Fast ROI New Markets, New applications, new Partners Minimize identity theft New revenue Cost reduction Competitive advantages & position

System Flow Authentication Consumer Corporation Government Devices ACCESS TRANSACTION PORTAL WHO WANTS ACCESS TO MONEY AND INFORMATION? AUTOMATED PROCESSING

AUTOMATED UP-FRONT PROCESSING & AUTHENTICATION

Authentication Process Simple Steps

Step #1 Verbally Submit personal Information

Step #2 Information gets verified and matched to multiple data bases.

Step #3 Random multiple choice questionnaire is based on personal financial history

Step #4 Consumer answers the questions

Step #5 Series of Algorithms are applied to supply user information and answers

Step #6 Score and a reason codes determine the outcome of authentication.

Forms of Enrolment Wireless Telephone Web/VoIP Petitioner goes through a one-time enrolment process. A sample of the voice is taken and a voiceprint is created and stored in

Technology

Technology Overview ID VoiceBANK Infrastructure Customer Application ID VoiceBANK Services User

Technology Overview User Identity Verification and Authentication User Voice Enrolment and Verification ID VoiceBANK Services Voice Identity Print Database Transaction Database IDVB Infrastructure

Technology Overview User Identity Verification User Identity Authentication User Voice Enrolment User Voice Verification Interface IDVB Engine IDVB Engine Indiv Identifier Assigned / Chosen Client Personal Profile Credit Authentication Wired / Wireless web clients, IVR Crystal Reports Accounting Authentication Process Control Voice Identity Print Database (Oracle / SQL DB) Transaction Database (Oracle / SQL DB) IDVB Infrastructure Client Personal Privacy Profile Bell Network Client / User on Web / Telephone Service PSTN / Internet SQL Interface

Intellectual Property & Patents

WORLD COUNTY TREATY PATENTS

Patent Summary

0009 According to a broad aspect of an embodiment of the invention, there is provided a method of enrolling a user for voice authentication.

The method includes:

Authentication who a user is by use of a Credit Database Profile;

Identification of the user;

Generating an enrolment enumerator identifier to the user;

Assigning an enrolment enumerator identifier to the user

Prompting the user to utter a personal voice authentication password;

Receiving and storing the personal password uttered by the user;

Generating a voice print model for the user from the personal password uttered by the user;

Storing the voice print model;

Finally associating the voice print model and the personal password with the enrolment identifier assigned to the user to facilitate retrieval thereof during voice authentication of the user.

Our Value Proposition and Substantiating Reports and Regulations

Our Integration Points