The US house prices

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This is a slide cast about The US house prices during the last months and the problems that it caused

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The US house prices

  1. 1. THE US HOUSE PRICES Annelijn De Graeve
  2. 2. CONTENT  US house prices 2006-2010  High risk loans and the house prices  Foreclosures and how it affects borrowers nowadays  US house prices August  Conclusion 29/01/2015 2 Created By Annelijn De Graeve
  3. 3. THE US HOUSE PRICES 2006-2010 (1)  Largest depreciation  Nevada:  < 50%  Also high = Californa, Florida and Arizona  Texas:  only 2%  National average  20% 29/01/2015 3 Created By Annelijn De Graeve
  4. 4. THE US HOUSE PRICES 2006-2010 (2) 29/01/2015 Created By Annelijn De Graeve 4  Fixed-rate loans  High risk mortgages Texas:  2% Nevada:  50%
  5. 5. HOUSE PRICES AND THE HIGH RISK LOANS  House prices decrease  Interests increase House prices < mortgages 29/01/2015 5 Created By Annelijn De Graeve
  6. 6. FORECLOSURE: HOW IT AFFECT PEOPLE NOWADAYS (1)  A delay of foreclosure  People stop paying their loans 29/01/2015 6 Created By Annelijn De Graeve
  7. 7. FORECLOSURE: HOW IT AFFECT PEOPLE NOWADAYS (2) 29/01/2015 Created By Annelijn De Graeve 7 1. time between stopping payment and being removed 2. Back up of unsold homes 3. Reputation of banks  Why are they affecting the borrowors  3 possible reasons
  8. 8. THE US HOUSE PRICES IN AUGUST 2010  Prices fell 0.2%  Some cities prices  29/01/2015 8 Created By Annelijn De Graeve
  9. 9. CONCLUSION  US house prices declined  Some US borrowers aren’t afraid to stop paying 29/01/2015 9 Created By Annelijn De Graeve
  10. 10. 29/01/2015 10 Created By Annelijn De Graeve

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