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Understanding Savings and Investing, brought to you by American Retirement Advisors
Understanding Savings and Investing, brought to you by American Retirement Advisors
Understanding Savings and Investing, brought to you by American Retirement Advisors
Understanding Savings and Investing, brought to you by American Retirement Advisors
Understanding Savings and Investing, brought to you by American Retirement Advisors
Understanding Savings and Investing, brought to you by American Retirement Advisors
Understanding Savings and Investing, brought to you by American Retirement Advisors
Understanding Savings and Investing, brought to you by American Retirement Advisors
Understanding Savings and Investing, brought to you by American Retirement Advisors
Understanding Savings and Investing, brought to you by American Retirement Advisors
Understanding Savings and Investing, brought to you by American Retirement Advisors
Understanding Savings and Investing, brought to you by American Retirement Advisors
Understanding Savings and Investing, brought to you by American Retirement Advisors
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Understanding Savings and Investing, brought to you by American Retirement Advisors

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We provide you with the facts needed to understand your options and find vehicles that make sense for your needs. Learn the differences and similarities between Savings and Investing. We share how you …

We provide you with the facts needed to understand your options and find vehicles that make sense for your needs. Learn the differences and similarities between Savings and Investing. We share how you will experience these choices once you have them in place, before you buy. The information is general enough that it is relevant in most situations and specific enough so you know exactly the questions to ask of your Agent, Banker or Broker. If your Financial Advisor is not Certified to offer these choices or you just need an answer from an expert visit www.ARA123.com (short for (www.AmericanRetirementAdvisors.com) or call us directly at 877-220-1089. We are here to help!

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  • 1. Understanding Savings and Investing(Similarities and Differences)
    www.ARA123.com877-220-1089
  • 2. Understanding Savings and Investing(Similarities and Differences)
    www.ARA123.com877-220-1089
  • 3. Understanding Savings and Investing(Similarities and Differences)
    www.ARA123.com877-220-1089
  • 4. Understanding Savings and Investing
    Savings
    Investments
    Banks
    Credit Unions
    Insurance Companies
    Brokerage Firms
    Fund Companies
    Issuing Company
    There are only 2 different categories when discussing money set aside to work for you in retirement.
    They are savings and investing. Each has a purpose in your retirement planning. Every type of vehicle and tax classification will fit inside of these two categories.
    This summary was designed to help you make an informed decision.
    www.ARA123.com877-220-1089
  • 5. Understanding Savings and Investing
    Savings
    Banks
    • Savings Accounts
    • 6. Certificates of Deposit
    • 7. Money Market Accounts
    Credit Unions
    • Savings Accounts
    • 8. Share Certificates
    • 9. Money Market Accounts
    Insurance Companies
    • Fixed Annuities
    • 10. Immediate Annuities
    • 11. Life Insurance
    Depositor Insurance
    • Bank
    • 12. Reserve Level 2.00%
    • 13. Re-Insurance via FDIC
    • 14. Limited to $250,000 (per acct owner)
    • 15. Reserve Level 1.35%
    • 16. FDIC is backed by the Federal Government
    Depositor Insurance
    • Bank
    • 17. Reserve Level 2.00%
    • 18. Re-Insurance via NCUSIF
    • 19. Limited to $250,000 (per acct owner)
    • 20. Reserve Level 1.3 %
    • 21. NCUSIF is backed by the Federal Government
    Depositor Insurance
    • Insurance Company
    • 22. Reserve Level in excess of 100%
    • 23. Re-Insurance via State Guarantee Association
    • 24. Limited to $100,000-$300,000
    • 25. Reserve Level not disclosed
    • 26. Visit www.nolhga.com
    • 27. Not backed by the Federal Government
    www.ARA123.com877-220-1089
  • 28. Understanding Savings and Investing
    Investments
    Brokerage Firms
    Fund Companies
    Issuing Entities
    Bonds
    Commodities
    Equities
    Exchange Traded Funds
    Hedge Funds
    Futures
    Metals
    Money Markets
    Mutual Funds
    Options
    Real Estate & REITS
    Variable Annuities
    Variable Life
    ETF’s
    Mutual Funds
    Bonds
    Equities
    Metals
    Real Estate
    www.ARA123.com877-220-1089
  • 29. Understanding Savings and Investing
    Investment Risk
    Speculative
    Growth
    Principal Insured
    Secure
    www.ARA123.com877-220-1089
  • 30. Understanding Savings and Investing
    Investment Risk
    Speculative
    Growth
    Principal Insured
    Secure
    Commodities
    Hedge Funds
    Futures
    Metals
    Oil & Gas Exploration
    Real Estate
    Equities
    E T F’s
    Hedge Funds
    Mutual Funds
    Options
    Variable Annuities
    Variable Life
    Bonds
    Money Markets
    www.ARA123.com877-220-1089
  • 31. Understanding Savings and Investing
    Savings Risk
    Speculative
    Growth
    Principal Insured
    Secure
    Money Markets
    CD’s
    Fixed Annuities
    Immediate Annuities
    Life Insurance
    Money Markets
    Share Certificates
    Savings
    www.ARA123.com877-220-1089
  • 32. Understanding Savings and Investing
    Investment Risk
    Growth
    Principal Insured
    Secure
    Speculative
    www.ARA123.com877-220-1089
  • 33. How to Choose a Medicare Plan
    Legal Mumbo Jumbo
    In this presentation we are not selling any specific product. Our purpose is to educate the general public on a general subject or class of products. If you are interested in specific information about specific products please seek the insurance company created product specific information approved by the department of insurance in your state.
    www.ARA123.com877-220-1089
  • 34. “THE AMERICAN RETIREMENT ADVISOR”
    David P. Schaeffer, CLTC, CSA
    Serving Arizona, California, Minnesota and Nevada
    david@ARA123.com
    www.ARA123.com877-220-1089
  • 35. Register Today
    for Free Access to:
    CD Interest Rate Comparison Guide
    2. Fixed Annuity Rate Comparison Guide
    3. Our Monthly Newsletter
    www.ARA123.com877-220-1089

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