Everybody is going to retire someday and that's just a fact. Even though that is true you still can have a happy retirement. This slide show will you 9 ways on how to retire happy.

1. 9 ways to Retire Happy
By Coach Alexander
TopTier4You

2. Introduction
• Are you about to retire after working many years in an industry you dedicated your
whole life to? Well, sad to say for many, retirement is not a happy one but it is only
the beginning for more worries in a person’s life. Think of it this way, when you
look back at all the hard work you had done, did you really achieve what you really
wanted? It is a tough question for most people. Retirement is meant to be a happy
occasion and everybody should look forward to calling it quit at some point in life.
When a person retires, he is supposed to enjoy rest and leisure after all he put in
during his youthful years. But we all know the truth don’t we?
• The truth is, by the time some people retire that’s when problems are getting
worse. There all these medical bills, high cost of living and probably a lot of other
stuff which makes it hard to cope. But on top of that, just entering a completely
new phase were you are no longer as youthful as you used to be and a phase were
you have to stand on your own two feet, needs a lot of adjusting. But apart from
the preceding there is one very scary thing about retirement, which nobody looks
forward to at all.

3. Retirement with Nothing
• This is by far the worst that can ever happen to anybody and if it did ever happen it is so
unfortunate. You see, when you are working during the prime years, money was flowing in and you
could gain access to whatever you wanted. However, imagine how it would feel when it suddenly
dawns on you that after all those years you couldn’t even acquire a house, or some land, or even
save it all up. Imagine how embarrassing people would look at a person who had all that wealth
because he/she was working and yet couldn’t even save or invest the money. That could really be
so devastating and you would only wish it was a nightmare.
• I would like to believe that such a thing has never happened before, but the principle is that if a
person retires with completely nothing, then that’s kind of scary. However, fortunately most who
call it quit usually have something up their sleeves. And the best part is that there is also the
pension. Which of course, most people are very much familiar with. So why worry at all?
• Some people retire happy but others still retire in a low spirit. I still haven’t seen anyone who hit
the roof in excitement after retiring from the workforce. I bet you haven’t too but what could be
the reasons? Well, I don’t think it’s always about people wanting to be rich. But it could be a
reason…. Well honestly, it could be a combination of things. Some are just not prepared for this
new phase in life while others, just don’t want to leave the interactions they had with work
colleagues and friends. Others who leave work, just cant imagine what else they can possibly do to
keep themselves busy. There are certainly a lot of reasons out there but all in all whenever
somebody calls it quit that should be a happy occasion. If you are about to retire, whether you are
doing so early or you have reached your time, here are 9 ways to make your retirement a happy
one.

4. 9 Ways to Retire Happy

5. Think Positive
• It’s always good to think positive about the whole ordeal even
though it’s never really easy. We all have our fare share of problems
and that’s what really complicates the whole equation. However,
thinking positive gives you an opportunity to face whatever
challenge comes your way with character. First things first, it
doesn’t help to hang around negative people. Lets start with an
example here, imagine you were carrying something heavy while
climbing up a hill. A few hours later you meet a couple of friends
who have a similar load as yours but instead of carrying uphill
themselves they decide to put the burden on you. Do you honestly
think you could successfully carry that additional load? Not even a
little.
• The same goes with negative people. They wont make you stronger
but will only burden you more on top of the additional worries you
have.

6. Get Rid of Debt
• Here is one common fact which cannot escape us no matter what
we do, it is easy to borrow but never easy to pay back. You see
folks, moving around with debt on your shoulders is like moving
around with a heavy load on your back 24/7. There are things,
which are easy to overlook in life, but when it comes to somebody’s
debt, people do not usually forgive. It is even worse when you
borrow money from the bank. If you borrow money from them and
think you can get away with it, you have another thing coming your
way. Usually handling debt is relative easier to do when you are
working but when you retire, it is like a plague. Here is some advice
for you, if you want to retire happy get rid of all that debt which you
have been carrying all your life. Just get rid of it and throw it all
away. Word of caution, be careful to fall into debt again too. What
are we talking about here? If you are going to borrow any money,
only do it for the right reasons.

7. Save or Invest
• I usually believe that saving is a sure way to retire happy because unlike investments which have a
50/50 chance of success, saving money is usually certain because the money is already in the
savings account. However, there is absolutely no reason shunning a good opportunity when it
comes your way. But before we get into investment opportunity options, lets dive into the savings
options first. When saving money, it is usually advisable to have a target on the amount of money
you would like to have in your account by the time you retire. When you have figured that out, then
should you have an idea of how much money per month should be put aside for that cause.
Remember that, sometimes we might just be tempted to get some money out when need arises
but don’t. Tempering with your savings will only make it easy for you to take money out at will.
Remember, this is retirement money we are talking about.
• What about investments? Well there may be a lot of ventures that could bring you additional
money but I am one who likes to play it safe. Of course they will tell you that the most successful
people of this world took risks in their lives to get to were they were. Here is my advice, if you see
an investment opportunity, don’t invest all your savings. If anything, find even an alternative way to
finance that investment. Leave the savings out of it always. So what investments are there? Well
you can invest in stocks, or you can invest in property. Alternatively my personal favorite is to invest
in a new start up business. Not many start ups that require little money put in these days. However,
have you ever thought of making money online? Well I usually don’t like to say much about this but
I usually ask my visitors to watch this Free Video on this Link here. After you watch that video you
may gain instant access to additional options it offers. I would also like you to download our Free
Ebook “how to Earn Money online for the first time” by following this link

8. Have a Retirement Plan
• Having a retirement plan really puts everything into
perspective. Most of the times we tend to worry about
a lot of things such as, what am I going to do with all
this time? How will I earn the extra cash? Although you
cannot eliminate all the problems on Earth, you
certainly can have a plan of action to tackle your
challenges. If you are worried how boring life will be
after retirement, have a set of activities that you will
do after you call it quit. Make life interesting by putting
your plans in writing. Ever wanted to do humanitarian
work? Ever wanted to travel around? That’s were it all
begins.

9. Have a Retirement Party
• What good is retiring if you can’t even have a
party? Remember calling it quit shouldn’t be a
sad time, but add some color to your life by
enjoying a retirement party. Usually others will
do it for you and if that’s the case, you shouldn’t
shy away from being part of the fun. You can
invite friends and relatives to the occasion.
However, always remember not to be careless to
the point of losing a leg or limb just because you
were trying to have fun. Remember, you want to
start your retirement years on a good and
positive note.

10. Strengthen your Family Bonds
• Family is what will get you through those years
when you would have retired. When you
strengthen family bonds, you strengthen you
relationships and this in turn leads you to having
some reasonable levels of satisfaction. Are you
married with rebellious children you simply
couldn’t get along because you were too busy?
This is the time to mend those scars by bringing
the people you care about closer to you. Make it
a reality and never give up the fight.

11. Keep Emotionally, Mentally and
Physically fit
• Exercise can do you a lot of good in keeping all
your faculties healthy. You don’t want to be in
one place all the time, use your body’s energy
to Jog around or take long walks. Eat healthy
foods and drink plenty of water too. You will
be amazed at what these small changes can
do for you even as you approach the
retirement years. Keep your mind busy by
reading novels, brochures or other important
literature, which is relevant to your life.

12. Be a Part Time consultant
• Even though your retirement is fast
approaching that doesn’t entirely mean you
don’t have to do a part time job only on your
terms. Just before you call it quit, you can
establish healthy networks with people who
might be interested in your expertise
knowledge or technical knowhow. It doesn’t
have to be done regularly but can be done
when you really need to do it.

13. Accept whatever happens
• retirement can sometimes be a tricky situation
for anybody. You see everybody wants to retire
happy and that’s a fact but life as we know it is
full of surprises. It is indeed vital that even after
all we have done to make sure that everything
goes according to plan, we should be prepared
incase things don’t actually work out. However,
the best part is that when we realize we don’t
have control over everything in life can we then
be able to accept. At least we gave it a shot right?
But look at the bright side! Most retirees are
reasonably okay.

14. Thank You
A presentation by
http://www.toptier4you.com