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Mobile Development                         at Credit SuisseCREDIT SUISSE GROUP AG
AGENDA– Past           Innovations– Present - The Importance of Architecture           Innovative Development           Th...
1997> The Netscape/IE War was raging – The public was flocking on to the new "information superhighway" – Credit Suisse in...
1999 – Online Banking bound to your PC– Mobiles and fix phones are regularly available– Credit Suisse introduces banking s...
2001– WAP is at its peak– Trading was popular for private clients– Credit Suisse introduces the Mobile Trading  Solution  ...
2007– Smartphones exceed the capabilities of  the PCs available at the introduction of  Online Banking– Mobile data connec...
2011– iPhone changed the game for  mobiles    Usability takes a giant leap    Connectivity becomes available to the    mas...
2011 Direct Net Mobile Banking                                                 Produced by:                      CREDIT SU...
Innovative Greenfield Development        No restrictions                       Free choice of                             ...
But...          No Guidelines                                   No Examples  Nobody to blame    it on if it goes         w...
In a Post PC World paradigms change quickly!And New Technologies of Today...                                              ...
In a Post PC World paradigms change quickly!And New Technologies of Today...             ...become the Legacy Systems of T...
1 -- Enterprise Architecture Landscape                    Client                    Entry                    Server       ...
1 – Clean Enterprise Architecture Allows Reuse                                                  Produced by:              ...
2 -- Application Design               Data              Caching                                      UIs                  ...
2 -- Application Design                                                        Application Plug-in Layer           Busines...
3 -- Total Cost of Ownership: Silo vs Framework1/2: Silo Applications  Mobile                                             ...
3 -- Total Cost of Ownership: Silo vs Framework2/2: FW Based Applications with FW Support  Mobile                         ...
2 -- Application Design                                                        Application Plug-in Layer           Busines...
2 -- Application Design – Plugin Concept           Functional Plugins             Functional Plugin            Functional ...
4 -- Application Landscape Today        iPhone – Sollution 3                                   iPad – Sollution 3    iPhon...
Directnet Mobile Banking                                                  Produced by:                      CREDIT SUISSE ...
iCP Interactive Client Presentations                                                   Produced by:                       ...
Outlook to the Future Technologies                                                  Produced by:                      CRED...
A Post PC World                                              Produced by:                  CREDIT SUISSE LEGAL NAME   Date...
DXI                                 MCP                                           WES                                  D-L...
We are ready for the Future of Mobile                                                   Produced by:                      ...
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Mobile Banking 2011: Credit Suisse

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Transcript of "Mobile Banking 2011: Credit Suisse"

  1. 1. Mobile Development at Credit SuisseCREDIT SUISSE GROUP AG
  2. 2. AGENDA– Past Innovations– Present - The Importance of Architecture Innovative Development The Importance of Architecture Modular Design and Re-usable Components Total Cost of Ownership: Silo vs Framework Application Landscape Recap– Future Post PC World 2 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 2
  3. 3. 1997> The Netscape/IE War was raging – The public was flocking on to the new "information superhighway" – Credit Suisse introduces the first Internet Online Banking to Switzerland Direct Net Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 3
  4. 4. 1999 – Online Banking bound to your PC– Mobiles and fix phones are regularly available– Credit Suisse introduces banking services over touch-tone telephones including mobile phones Direct Line Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 4
  5. 5. 2001– WAP is at its peak– Trading was popular for private clients– Credit Suisse introduces the Mobile Trading Solution Youtrade for WAP 5 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 5
  6. 6. 2007– Smartphones exceed the capabilities of the PCs available at the introduction of Online Banking– Mobile data connectivity becomes available– Credit Suisse builds a fully working Prototype Direct Net Mobile Banking for Smartphones 6 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 6
  7. 7. 2011– iPhone changed the game for mobiles Usability takes a giant leap Connectivity becomes available to the masses Massive customer uptake of the App Store distribution model 7 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 7
  8. 8. 2011 Direct Net Mobile Banking Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 8
  9. 9. Innovative Greenfield Development No restrictions Free choice of Technologies Chance to Create No code to Something Maintain Truly New ... its fun... 9 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 9
  10. 10. But... No Guidelines No Examples Nobody to blame it on if it goes wrong... ...it is also enough rope to hang yourself! 10 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 10
  11. 11. In a Post PC World paradigms change quickly!And New Technologies of Today... 11 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 11
  12. 12. In a Post PC World paradigms change quickly!And New Technologies of Today... ...become the Legacy Systems of Tomorrow! 12 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 12
  13. 13. 1 -- Enterprise Architecture Landscape Client Entry Server XML/HTML Server Business Authentication Server Server IBM Host Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 13
  14. 14. 1 – Clean Enterprise Architecture Allows Reuse Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 14
  15. 15. 2 -- Application Design Data Caching UIs Input Network Business Validation Access Logic Error Handling Security UI Navigation Authentication Application Behaviors Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 15
  16. 16. 2 -- Application Design Application Plug-in Layer Business Custom Logic UIs Network Data Application Framework Layer Access Caching UI Error Input Security Authentication Navigation Handling Validation Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 16
  17. 17. 3 -- Total Cost of Ownership: Silo vs Framework1/2: Silo Applications Mobile TCO Project 1, 2 Assumes 6 year App lifetime and maintenance costs of 16% Maintenance Maintenance Project 1 Project 2 Development Development Project 1 Project 2 No Savings from Scale Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 17
  18. 18. 3 -- Total Cost of Ownership: Silo vs Framework2/2: FW Based Applications with FW Support Mobile TCO Project 1 Maintenance For simplicity this assumes that Project 1 Saving per project all FW development and maintenance is taken by one Maintenance project. FW Lifecycle TCO Project 2 TCO savings come from maintenance and initial cost Development Maintenance reductions. Project 1 Project 2 Some additional cost may come from lifecycle migrations - but Development Development lifecycle changes will be FW Project 2 required for iOS version upgrades e.g. 35pd for Mobile Banking Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 18
  19. 19. 2 -- Application Design Application Plug-in Layer Business Custom Logic UIs Network Data Application Framework Layer Access Caching UI Error Input Security Authentication Navigation Handling Validation Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 19
  20. 20. 2 -- Application Design – Plugin Concept Functional Plugins Functional Plugin Functional Plugins Functional Plugin Functional Plugin Application Plug-in Layer Business Business Custom Business Business Custom Business Custom Logic Business Custom Logic Custom Logic Logic UIs UIs Logic UIs UIs Logic UIs Network Data Application Framework Layer Access Caching UI Error Input Security Authentication Navigation Handling Validation Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 20
  21. 21. 4 -- Application Landscape Today iPhone – Sollution 3 iPad – Sollution 3 iPhone – Sollution 2 iPad – Sollution 2 iPhone – Sollution 1 iPad – Sollution 1 Mobile Framework – iOS Clients Mobile Framework - XML Service MCP WS Bus Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 21
  22. 22. Directnet Mobile Banking Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 22
  23. 23. iCP Interactive Client Presentations Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 23
  24. 24. Outlook to the Future Technologies Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 24
  25. 25. A Post PC World Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 25
  26. 26. DXI MCP WES D-Line Data M-Tan XML Services P.Security Layer Produced by:CREDIT SUISSE LEGAL NAME Date: Slide 26
  27. 27. We are ready for the Future of Mobile Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 27

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