Mobile Banking 2011: Credit Suisse

Mobile Development at Credit SuisseCREDIT SUISSE GROUP AG

AGENDA– Past Innovations– Present - The Importance of Architecture Innovative Development The Importance of Architecture Modular Design and Re-usable Components Total Cost of Ownership: Silo vs Framework Application Landscape Recap– Future Post PC World 2 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 2

1997> The Netscape/IE War was raging – The public was flocking on to the new "information superhighway" – Credit Suisse introduces the first Internet Online Banking to Switzerland Direct Net Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 3

1999 – Online Banking bound to your PC– Mobiles and fix phones are regularly available– Credit Suisse introduces banking services over touch-tone telephones including mobile phones Direct Line Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 4

2001– WAP is at its peak– Trading was popular for private clients– Credit Suisse introduces the Mobile Trading Solution Youtrade for WAP 5 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 5

2007– Smartphones exceed the capabilities of the PCs available at the introduction of Online Banking– Mobile data connectivity becomes available– Credit Suisse builds a fully working Prototype Direct Net Mobile Banking for Smartphones 6 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 6

2011– iPhone changed the game for mobiles Usability takes a giant leap Connectivity becomes available to the masses Massive customer uptake of the App Store distribution model 7 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 7

2011 Direct Net Mobile Banking Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 8

Innovative Greenfield Development No restrictions Free choice of Technologies Chance to Create No code to Something Maintain Truly New ... its fun... 9 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 9

But... No Guidelines No Examples Nobody to blame it on if it goes wrong... ...it is also enough rope to hang yourself! 10 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 10

In a Post PC World paradigms change quickly!And New Technologies of Today... 11 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 11

In a Post PC World paradigms change quickly!And New Technologies of Today... ...become the Legacy Systems of Tomorrow! 12 Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 12

1 -- Enterprise Architecture Landscape Client Entry Server XML/HTML Server Business Authentication Server Server IBM Host Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 13

1 – Clean Enterprise Architecture Allows Reuse Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 14

2 -- Application Design Data Caching UIs Input Network Business Validation Access Logic Error Handling Security UI Navigation Authentication Application Behaviors Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 15

2 -- Application Design Application Plug-in Layer Business Custom Logic UIs Network Data Application Framework Layer Access Caching UI Error Input Security Authentication Navigation Handling Validation Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 16

3 -- Total Cost of Ownership: Silo vs Framework1/2: Silo Applications Mobile TCO Project 1, 2 Assumes 6 year App lifetime and maintenance costs of 16% Maintenance Maintenance Project 1 Project 2 Development Development Project 1 Project 2 No Savings from Scale Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 17

3 -- Total Cost of Ownership: Silo vs Framework2/2: FW Based Applications with FW Support Mobile TCO Project 1 Maintenance For simplicity this assumes that Project 1 Saving per project all FW development and maintenance is taken by one Maintenance project. FW Lifecycle TCO Project 2 TCO savings come from maintenance and initial cost Development Maintenance reductions. Project 1 Project 2 Some additional cost may come from lifecycle migrations - but Development Development lifecycle changes will be FW Project 2 required for iOS version upgrades e.g. 35pd for Mobile Banking Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 18

2 -- Application Design Application Plug-in Layer Business Custom Logic UIs Network Data Application Framework Layer Access Caching UI Error Input Security Authentication Navigation Handling Validation Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 19

2 -- Application Design – Plugin Concept Functional Plugins Functional Plugin Functional Plugins Functional Plugin Functional Plugin Application Plug-in Layer Business Business Custom Business Business Custom Business Custom Logic Business Custom Logic Custom Logic Logic UIs UIs Logic UIs UIs Logic UIs Network Data Application Framework Layer Access Caching UI Error Input Security Authentication Navigation Handling Validation Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 20

4 -- Application Landscape Today iPhone – Sollution 3 iPad – Sollution 3 iPhone – Sollution 2 iPad – Sollution 2 iPhone – Sollution 1 iPad – Sollution 1 Mobile Framework – iOS Clients Mobile Framework - XML Service MCP WS Bus Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 21

Directnet Mobile Banking Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 22

iCP Interactive Client Presentations Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 23

Outlook to the Future Technologies Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 24

A Post PC World Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 25

DXI MCP WES D-Line Data M-Tan XML Services P.Security Layer Produced by:CREDIT SUISSE LEGAL NAME Date: Slide 26

We are ready for the Future of Mobile Produced by: CREDIT SUISSE LEGAL NAME Date: Slide 27

Mobile Banking 2011: Credit Suisse

by Aberla on Nov 08, 2011

Accessibility

Categories

Tags

Upload Details

Usage Rights

Statistics

Mobile Banking 2011: Credit Suisse — Presentation Transcript