AHP Investor Presentation

Who is American Homeowner Preservation?

AHP Process

Investor & Agent Benefits

Properties Available for Investment

AHP allows Families at risk of foreclosure to stay in their homes with an affordable lease payment and to repurchase at an amount significantly less than their existing mortgage.

AHP enables Investors to earn high returns by purchasing properties at steep discounts.

AHP empowers Real Estate Agents to earn commissions by representing homeowners and investors

AHP Process

7 - Family Repurchases Home 1 - Family Applies 6 - Leasing Begins 4 - Lender Approves Offer 2 - Offer Submitted 5 - AHP Secures Investor 3 - Negotiations with Lender

Step 1: Family applies to participate. This can be done direct or through an agent. There is no fee to apply.

Step 2: AHP makes offer to purchase home at 50% of REO value.

Step 3: Lender and AHP begin negotiations.

Step 4: Upon approval, AHP will offer the home Investors to purchase and lease back to Family with a recorded option to repurchase.

Step 5: An Investor agrees to purchase the property. Clean title is insured in the Investor’s name.

Step 6: Family makes lease payments and receives counseling to enable them to qualify to repurchase with FHA loan.

Step 7: Once Family is qualified, option is exercised and home repurchased. Alternately, if Family is unable to qualify to repurchase or decides to move for any reason, then home is listed for sale and all net seller proceeds above the option price are paid to Family.

How does AHP get the steepest discounts? 1. Patience: wait out the lender. 2. Battle legally when necessary. 3. Justify deflated values.

AHP is not in a hurry to strike a deal with the lender

4 - 6 months to get the best price to frustrate the lender.

BATTLE WITH LEGAL ACTION

Over 140 Predatory Lending Lawsuits Filed in Ohio for AHP clients have stopped dozens of foreclosure sales, vacated others, and even stopped evictions after foreclosure.

AHP will share templates with any attorney.

JUSTIFICATION

Justify our deflated values. Aggressive Home Inspections, Justification Reports to Lenders

Investor & Agent Benefits

Agents Earn Commissions:

Represent Families In Need

Represent Investors Seeking High Returns

Purchasing properties at Steep Discounts

Can Earn Selling Properties In Any State

LISTING AGENTS

List homes of Families

Write offers from AHP

Gather Short Sale Documentation

AHP Negotiates with lenders

Once approved by lender, AHP will offer to investors.

SELLING PROPERTIES

Write offers from investors.

If out of state, local listing agent will write offer and pay 100% of sell side commission to Selling Agent.

Agents earn : 50% of listing commission to represent Sellers and 100% of selling commission to represent Buyers. Brokers agree to pay 100% referral fees to out of state Agents who provide Investors who purchase Homes.

EXAMPLE

1.5% to Listing Agent

1.5% to AHP

3% to Selling Agent

There are literally millions of homeowners who want to stay in their homes and can afford an affordable payment, but not their existing mortgages. An agent could list hundreds of homeowners.

There are many investors seeking secure investments with high returns. An agent can sell hundreds of homes.

Get The Best Deals at Sub-REO Pricing

Worry Free Repairs

No Rehab Needed

Professional Management

Tenants Stay & Pay

Family is Your Partner

Invest 1031 Exchange and IRA Funds

AHP Investors get the best deals

You don’t have to be a real estate pro or in the know. AHP negotiates with lenders for steep discounts and presents you with a turnkey investment opportunity.

Worry Free Repairs

All homes are professionally inspected and funds to pay

for repairs are escrowed at closing. Repairs are then

completed by licensed contractors within 60-days of

closing. Additional repairs needed during the lease

period are added to the option price, which motivates

tenants to care of your investment and minimize repair

costs.

No Rehab Needed

All AHP investments are 100% fully occupied, so neither significant rehab nor lease up are necessary.

Professional Management

AHP has negotiated with Beacon Property Management, the largest manager of single family homes in Ohio, to provide a bulk management fee discount to AHP investors.

Tenants Stay & Pay

No more screening tenants and showing units. AHP

investments are 100% occupied from the day of

closing. Tenants are motivated to stay and pay due

to the favorable option terms negotiated by AHP. In

addition, AHP families have on average lived in their

homes over 10 years. For AHP investors, this means

a reduced likelihood of vacancies, unpaid rent, and

evictions

AHP investors don’t just invest in a home, they invest in a family. AHP’s program makes rental property ownership less demanding and more predictable. The biggest benefactor of every AHP transaction is the family who can now lease their home at an affordable rate and have the option to purchase their home at a fraction of what they once owed. Even if the family is unable to qualify to repurchase their home or decides to move, their recorded option will entitle them to all net sales proceeds over the option price. No matter the disposition, AHP investors and AHP families win!

Property Information

Owner has lived in the home for 4 years. Work as a cashier. Investment Summary First Franklin Loan Balance $68,000 Acquisition Price $20,012.08 Lender Discount 71% Forecast Return 16%

Acquisition Price: $44,248.00

Owner has lived in the home for 8 years. 15-Year County Employee Investment Summary Loan Balance $88,000 Acquisition Price $43,336.7 Lender Discount 46% Forecast Return 15%

Owner has lived in the home for 4 years. Same job for over 20 years Investment Summary Loan Balance $114,000 Acquisition Price $53,252.02 Lender Discount 53% Forecast Return 15%

Owner has lived in the home for 21 years. Has worked for 6 year with current employer. Investment Summary Loan Balance $74,647 Acquisition Price $32,033 Lender Discount 57% Forecast Return 17%

Owner has lived in the home for 8 years. Has worked for 7 years at USPS Investment Summary Loan Balance $123,000 Acquisition Price $51,300 Lender Discount 59% Forecast Return 12%

Owner has lived in the home for 5years. Has worked as a Security Guard for 20 years Investment Summary Saxon Loan Balance $124,500 Acquisition Price $72,957.86 Lender Discount 41% Forecast Return 18%

Owner has lived in the home for 15 years. Retired Investment Summary Saxon Loan Balance $91,000 Acquisition Price $34,299 Lender Discount 51% Forecast Return 16%