Car Insurance Discounts You Can Choose From
If it’s about saving money, we are all very much interested. But it’s important to remember that the lowest
insurance rates are not necessarily the best. Never purchase car insurance from a company who offers ridiculously
low rates. We should be aware that sometimes, these “discount offers” can be a trick and will cost you more in the
long run. So here are a few of the legit car insurance discounts that you can rely on and be assured that are not
concealing large amount of problems.
DEFENSIVE DRIVING DISCOUNT- It could also save you money if you let your teen take a DRIVER’S
EDUCATION COURSE or learn from professional instructors as most insurers offer discounts for teens that have
successfully completed this course and signed an agreement about safe driving style to avoid tickets. This course
teaches you some driving techniques to avoid accidents. Auto insurance companies believe that this course helps
you become more aware of what is happening on the road.
GOOD STUDENT DISCOUNT- The classic discount is the good student discount. Most auto insurers believe
that good students make responsible drivers so they give 5-10% premium discount if your kid has grade point
average of at least B, staying out of trouble, or if your child goes to college or university as this means that they are
CAR INSURANCE FOR TEACHERS- A person’s occupation actually plays a much larger role in determining
auto premium. Most auto insurance providers offer up to 30% discounts to teachers. This will save you hundreds
of dollars each year. Teachers are eligible for auto insurance discounts because teachers are simply less likely to
file a claim or be involved in a collision. Teachers are known to be patient, cautious, and often live near their
workplace. Most auto insurance companies believe that teachers are great drivers.
LOYALTY DISCOUNT- This is if you’ve been with your auto insurance company for a long period of time,
especially if you’ve been accident-free for a number of years.
AUTO INSURANCE FOR SENIOR CITIZENS- As we get older, the need, desire, and ability to drive a car
often times begins to diminish. This less time spent on the car leads to a massive saving on your auto insurance
MILITARY AUTO INSURANCE- Although the discount varies from company to company, it’s safe to say that
all major auto insurance providers offer at least 15% discounts to show appreciation to these men and women who
risk their lives everyday to protect the people at home and abroad. Veterans and members of the Reserves are also
eligible for the same discounts. These discounts can also be extended to cover the other drivers in your family,
which can be crucial when you aren’t always home to deal with issues yourself.
MULTIPLE CAR DISCOUNTS- The cost of insuring two cars can be the same or less expensive as insuring
one. The more cars you insure, the bigger discount you’ll get. Most companies give at least 25% discount when
insuring multiple cars. Multiple discount can not only be attained if you have 2 or more cars but this can also be
enjoyed if you’re covered by a family plan that covers your entire family e.g. you, your spouse, and your kids in
your house who are at their driving age. Typically, companies will only provide coverage to your children until
they get 25 so even if they’re still living with you when they reach 25, they already have to obtain their own
The discount also varies depending on the make and model of your car. You may contact your insurance company
first before purchasing a new car to inquire about their multiple car discounts. You can also shop around to get the
best deal possible.
SAFETY ADDITION DISCOUNTS- Adding more airbags or getting new brakes can be a great way to add
safety features to your car. Auto insurance companies really like it when you take matters into your own hands and
improve your safety. If you’ve made any safety additions to your car then you need to see if you can get credit for
doing so. Let the insurance company know that you’re taking control.
DISCOUNTS FOR ECO-FRIENDLY VEHICLES- Hybrid drivers represent less of a claims risk to insurers,
and they are consequently rewarded with lower premiums. When you examine the profile of hybrid drivers, it
becomes clearer why insurers favor these drivers. Most of them have a higher level of education, married, between
ages 41-60, and have higher levels of income. (71% of them earn more than $100, 000).
There are surely a lot of discounts that you can choose from. All you need to do is invest your time in getting as
many auto insurance quotes as possible and compare them. It may be time-consuming, but absolutely something
that you’ll be thankful you did once you or your loved-ones get into car trouble.
Get and Compare Free Auto Insurance Quotes Now!